Terms of Use
Effective Date: September 22, 2026
Welcome to the website of 5D Financial Coaching ("5D Financial Coaching," "5D," "we," "us," or "our").
By accessing or using this website, you agree to these Terms of Use. If you do not agree with these terms, please do not use the website.
Educational and Informational Purposes
The information provided on this website is intended for general educational and informational purposes.
Financial information is personal and circumstances differ from person to person. Information presented on this website should not be considered a substitute for individualized professional advice.
Financial Coaching Services
5D Financial Coaching provides financial coaching and education intended to help clients better understand their financial circumstances, consider options, organize their financial priorities, and develop actionable plans.
Unless specifically agreed otherwise in writing, 5D Financial Coaching does not provide:
Investment management or discretionary management of investment accountsLegal adviceTax preparation or tax adviceAccounting servicesInsurance advice or insurance productsMortgage brokerage or lending servicesOther professional services requiring a license or credential that 5D Financial Coaching does not hold
When a client's circumstances call for specialized advice or services outside the scope of financial coaching, we may recommend that the client consult an appropriately qualified professional.
No Guarantee of Financial Results
Financial coaching is intended to support education, planning, organization, and decision-making.
We do not guarantee any particular financial outcome, investment return, savings amount, debt reduction, home purchase, or other financial result.
Your financial decisions remain your responsibility.
Website Content
We make reasonable efforts to provide useful and accurate information on this website. However, financial rules, products, laws, regulations, tax provisions, and other circumstances can change.
We do not guarantee that all information on the website will always be complete, current, or applicable to your particular situation.
You should independently verify information before relying on it for an important financial decision.
No Client Relationship Created by Website Use
Simply visiting this website, submitting a general inquiry, or communicating with 5D Financial Coaching does not by itself create a formal financial coaching relationship.
A coaching relationship begins only after the appropriate services, terms, and expectations have been established and accepted by both parties.
Contact Forms and Email
Information submitted through this website's contact forms or sent by email may not be appropriate for highly sensitive or confidential information.
Please do not submit Social Security numbers, passwords, bank account numbers, investment account numbers, credit card information, or other highly sensitive financial information through the website or ordinary email.
Intellectual Property
Unless otherwise noted, the content of this website—including text, graphics, logos, branding, photographs, workshop materials, and other original content—is owned by or used with permission by 5D Financial Coaching.
You may view and use the website for your personal, non-commercial purposes. You may not reproduce, modify, distribute, publish, or commercially exploit website content without prior written permission, except as permitted by applicable law.
Third-Party Links
This website may contain links to third-party websites or resources.
These links are provided for convenience or informational purposes. 5D Financial Coaching does not control and is not responsible for the content, accuracy, availability, privacy practices, or security of third-party websites.
Limitation of Liability
To the fullest extent permitted by applicable law, 5D Financial Coaching and its owner shall not be liable for losses or damages arising from your use of, or reliance upon, information provided on this website.
Nothing in these Terms of Use is intended to exclude or limit liability that cannot legally be excluded or limited.
Changes to These Terms
We may update these Terms of Use from time to time. Any changes will be posted on this page along with an updated Effective Date.
Your continued use of the website after changes are posted constitutes acceptance of the updated Terms of Use, to the extent permitted by law.
Governing Law
These Terms of Use shall be governed by the laws of the State of Connecticut, without regard to its conflict-of-law principles, except where applicable law requires otherwise.
Contact Us
If you have questions about these Terms of Use, please contact:
5D Financial CoachingEmail: info@5dfinancecoach.com